We assist clients in Chapter 7 and Chapter 13 filings under bankruptcy law. We provide an initial free conference for our bankruptcy consultations and can help you in evaluating whether bankruptcy is an option for you. At your first free conference, we’ll review your situation with you and questions that you may have about the bankruptcy process.
If you have creditors who have sued you or are garnishing your wages, a bankruptcy filing can stop garnishments and pending lawsuits. If you have had a job loss or are having difficulty paying your bills for other reasons, bankruptcy may provide a solution for eliminating your debts and provide you relief from those financial burdens.
A Chapter 7 bankruptcy provides relief for individuals and businesses that do not have the ability to repay their debts and can provide you with the opportunity to discharge or eliminate your debt and stop creditor actions.
A Chapter 13 bankruptcy provides relief for individuals who are able to repay some or all of their debt but enables individuals to repay the debt over time and at a payment amount they can afford. Chapter 13 plans provide individuals the option to repay debt over 3-5 years and to pay based on their ability to pay. Individuals in chapter 13 can also retain property that might otherwise be liquidated.
If you are having financial difficulties such as overwhelming medical bills or credit card debt or have had a vehicle repossession, call us today for a free consultation. Our staff will schedule a time convenient for you.
We also have staff that speaks Spanish if you need assistance for the Spanish language.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
Attorneys in this Practice Area:
Chapter 13: DeYoung